Sun City, AZ
How exposed is Sun City to wildfire?
Out of every US place USFS scores, Sun City lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 20,855 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sun City at the 41st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Sun City's building exposure, zone by zone
99.1% of Sun City's 20,855 buildings sit in USFS's Minimal exposure zone, with only 0.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 20,855 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Sun City ranks
Sun City ranks lower within Arizona (13th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Sun City ranks 18,583 for wildfire risk (1 is highest) and 673 by building count (1 is largest). Within Arizona alone, it ranks 386 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Sun City and the insurance market
Sun City's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Sun City
With 99.1% of buildings rated Minimal exposure, Sun City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Sun City's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Sun City, see the exposure-zones guide.