Sumner, OK
How exposed is Sumner to wildfire?
Out of every US place USFS scores, Sumner lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 32 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sumner's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Where Sumner's buildings actually sit
Direct exposure dominates in Sumner: 100% of its 32 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Sumner compares
Sumner ranks lower within Oklahoma (30th percentile statewide) than its 84th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Sumner ranks 4,989 for wildfire risk (1 is highest) and 31,332 by building count (1 is largest). Within Oklahoma alone, it ranks 585 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Sumner
Sumner's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Sumner
With 100% of Sumner in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Sumner's figures come from
The methodology guide shows exactly how USFS turned 32 counted buildings into the percentiles shown above for Sumner. The exposure-zones guide covers what Sumner's dominant direct exposure actually means, with real examples from across the dataset.