Summitville, IN
Summitville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Summitville at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 589 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Summitville at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Summitville's buildings actually sit
84.2% of Summitville's 589 buildings sit in USFS's Minimal exposure zone, with only 15.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Summitville ranks
Summitville scores 1st nationally and 10th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Summitville ranks 31,078 for wildfire risk (1 is highest) and 15,976 by building count (1 is largest). Within Indiana alone, it ranks 870 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Summitville and the insurance market
At the 1st national percentile, Summitville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 84.2% of buildings rated Minimal exposure, Summitville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 589 counted buildings into the percentiles shown above for Summitville. For more on what minimal exposure implies beyond Summitville, see the exposure-zones guide.