Summit, WI
Summit, WI's wildfire risk, in USFS's own numbers
USFS scores Summit at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,293 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Summit's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Summit's building exposure, zone by zone
73.9% of Summit's 3,293 buildings sit in USFS's Direct exposure zone, roughly 2,433 structures close enough to burnable vegetation for flame contact, not just embers — 4.3% fall in the Indirect, ember-only zone and 21.8% are Minimal.
Summit against the rest of the country
Compare Summit's two percentiles: 90th within Wisconsin, only 39th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Summit ranks 19,338 for wildfire risk (1 is highest) and 5,059 by building count (1 is largest). Within Wisconsin alone, it ranks 83 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Summit
At the 39th national percentile, Summit rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 73.9% of Summit in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Summit's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Summit, see the exposure-zones guide.