Summit, WA
Summit, WA's wildfire risk, in USFS's own numbers
USFS scores Summit at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 4,636 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Summit's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
Most of Summit's buildings (81.9% of 4,636) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Summit compares
There's little gap between Summit's 11th national percentile and its 12th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Summit ranks 28,036 for wildfire risk (1 is highest) and 3,667 by building count (1 is largest). Within Washington alone, it ranks 556 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Summit's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 81.9% of buildings rated Minimal exposure, Summit gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,636 counted buildings into the percentiles shown above for Summit. For more on what minimal exposure implies beyond Summit, see the exposure-zones guide.