Summit Station, PA
How exposed is Summit Station to wildfire?
USFS's Wildfire Risk to Communities model puts Summit Station at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 199 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Summit Station's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Summit Station's building exposure, zone by zone
Direct exposure dominates in Summit Station: 97% of its 199 buildings, versus 3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Summit Station against the rest of the country
Summit Station's 86th-percentile standing inside Pennsylvania outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Summit Station ranks 15,173 for wildfire risk (1 is highest) and 24,902 by building count (1 is largest). Within Pennsylvania alone, it ranks 286 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 52nd national percentile, Summit Station rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Summit Station's 97% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Summit Station's figures come from
Summit Station's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Summit Station's dominant direct exposure actually means, with real examples from across the dataset.