Summit, OK
Summit, OK's wildfire risk, in USFS's own numbers
Summit's 128 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Summit at the 91st percentile, close to its 89th-percentile risk score.
Summit's building exposure, zone by zone
Of Summit's 128 counted buildings, 85.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Summit ranks
Inside Oklahoma, Summit sits at just the 43rd percentile even though it scores 89th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Summit ranks 3,536 for wildfire risk (1 is highest) and 27,816 by building count (1 is largest). Within Oklahoma alone, it ranks 483 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Summit and the insurance market
Summit's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 85.2% of Summit in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Summit's figures come from
The methodology guide shows exactly how USFS turned 128 counted buildings into the percentiles shown above for Summit. The exposure-zones guide covers what Summit's dominant direct exposure actually means, with real examples from across the dataset.