Summit, MS
Summit, MS's wildfire risk, in USFS's own numbers
Summit sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 952 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Summit at the 82nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Summit: 61.1% of its 952 buildings, versus 38.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Summit against the rest of the country
There's little gap between Summit's 79th national percentile and its 78th percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Summit ranks 6,686 for wildfire risk (1 is highest) and 12,293 by building count (1 is largest). Within Mississippi alone, it ranks 95 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Summit and the insurance market
At the 79th percentile nationally, Summit carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 61.1% of Summit in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Summit's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Summit, see the exposure-zones guide.