Summerville, PA
Summerville, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Summerville at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 372 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Summerville at the 42nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Summerville's building exposure, zone by zone
372 buildings are counted in Summerville, and 74.7% of them are Indirect exposure — ember-driven risk rather than the 25.3% in Direct exposure or the 0% rated Minimal.
How Summerville compares
Within Pennsylvania, Summerville ranks higher (65th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Summerville ranks 18,578 for wildfire risk (1 is highest) and 19,828 by building count (1 is largest). Within Pennsylvania alone, it ranks 699 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Summerville and the insurance market
Summerville's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Summerville
Summerville's 74.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Summerville's figures come from
The methodology guide shows exactly how USFS turned 372 counted buildings into the percentiles shown above for Summerville. The exposure-zones guide covers what Summerville's dominant indirect exposure actually means, with real examples from across the dataset.