Summersville, KY
Summersville wildfire risk explained
Summersville sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 533 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Summersville's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Summersville's buildings actually sit
USFS classifies 80.1% of Summersville's buildings as Direct exposure, higher than its 19.9% Indirect share and far above its 0% Minimal share — a profile where 427 structures sit close enough to vegetation that lot clearing matters most.
Summersville against the rest of the country
Compare Summersville's two percentiles: 57th within Kentucky, only 30th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Summersville ranks 21,963 for wildfire risk (1 is highest) and 16,823 by building count (1 is largest). Within Kentucky alone, it ranks 237 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Summersville
Summersville's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Summersville
Summersville's 80.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 533 counted buildings into the percentiles shown above for Summersville. For more on what direct exposure implies beyond Summersville, see the exposure-zones guide.