Summerside, OH
Summerside, OH's wildfire risk, in USFS's own numbers
Summerside sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,621 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Summerside at the 18th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Summerside's building exposure, zone by zone
Of Summerside's 1,621 counted buildings, 56.1% carry Direct exposure and only 0.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Summerside against the rest of the country
Summerside's 45th-percentile standing inside Ohio outpaces its 16th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Summerside ranks 26,353 for wildfire risk (1 is highest) and 8,688 by building count (1 is largest). Within Ohio alone, it ranks 695 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Summerside's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Summerside's 56.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Summerside's figures come from
Every one of the two percentiles behind Summerside's 26,353-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Summerside's dominant direct exposure actually means, with real examples from across the dataset.