Summerfield, NC
Summerfield wildfire risk explained
Out of every US place USFS scores, Summerfield lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 5,240 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Summerfield at the 29th percentile, close to its 27th-percentile risk score.
Where Summerfield's buildings actually sit
5,240 buildings are counted in Summerfield, and 97.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal. At 5,240 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Summerfield compares
Summerfield's 27th national percentile looks worse in isolation than its 1st ranking inside North Carolina does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Summerfield ranks 22,925 for wildfire risk (1 is highest) and 3,290 by building count (1 is largest). Within North Carolina alone, it ranks 761 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Summerfield and the insurance market
At the 27th national percentile, Summerfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Summerfield (97.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Summerfield's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Summerfield, see the exposure-zones guide.