Summer Set, MO
Summer Set, MO's wildfire risk, in USFS's own numbers
USFS scores Summer Set at the 61st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 433 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Summer Set's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
What "at risk" means for the buildings here
433 buildings are counted in Summer Set, and 65.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 6% rated Minimal.
How Summer Set compares
There's little gap between Summer Set's 61st national percentile and its 57th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Summer Set ranks 12,452 for wildfire risk (1 is highest) and 18,586 by building count (1 is largest). Within Missouri alone, it ranks 457 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Summer Set
Summer Set's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Summer Set (65.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Summer Set's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Summer Set, see the exposure-zones guide.