Sulphur Springs, IN
How exposed is Sulphur Springs to wildfire?
Out of every US place USFS scores, Sulphur Springs lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 275 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sulphur Springs at the 2nd percentile, close to its 2nd-percentile risk score.
Sulphur Springs's building exposure, zone by zone
USFS classifies 86.6% of Sulphur Springs's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Sulphur Springs compares
There's little gap between Sulphur Springs's 2nd national percentile and its 11th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sulphur Springs ranks 31,047 for wildfire risk (1 is highest) and 22,353 by building count (1 is largest). Within Indiana alone, it ranks 867 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Sulphur Springs's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 86.6% of buildings rated Minimal exposure, Sulphur Springs gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 275 counted buildings into the percentiles shown above for Sulphur Springs. For more on what minimal exposure implies beyond Sulphur Springs, see the exposure-zones guide.