Sullivan, NM
How exposed is Sullivan to wildfire?
USFS scores Sullivan at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 601 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sullivan at the 48th percentile, close to its 48th-percentile risk score.
Where Sullivan's buildings actually sit
USFS classifies 88.2% of Sullivan's buildings as Direct exposure, higher than its 11.8% Indirect share and far above its 0% Minimal share — a profile where 530 structures sit close enough to vegetation that lot clearing matters most.
Sullivan against the rest of the country
Inside New Mexico, Sullivan sits at just the 14th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sullivan ranks 16,488 for wildfire risk (1 is highest) and 15,821 by building count (1 is largest). Within New Mexico alone, it ranks 427 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Sullivan's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Sullivan's 88.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 601 counted buildings into the percentiles shown above for Sullivan. For more on what direct exposure implies beyond Sullivan, see the exposure-zones guide.