Sullivan, MO
How exposed is Sullivan to wildfire?
Out of every US place USFS scores, Sullivan lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,436 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sullivan's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
What "at risk" means for the buildings here
Most of Sullivan's buildings (70%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Sullivan against the rest of the country
Sullivan scores 63rd nationally and 63rd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sullivan ranks 11,758 for wildfire risk (1 is highest) and 4,861 by building count (1 is largest). Within Missouri alone, it ranks 400 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Sullivan
At the 63rd percentile nationally, Sullivan carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Sullivan (70% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Sullivan's figures come from
Every one of the two percentiles behind Sullivan's 11,758-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sullivan's dominant indirect exposure actually means, with real examples from across the dataset.