Sullivan, IN
Sullivan wildfire risk explained
USFS scores Sullivan at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,699 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sullivan's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
What "at risk" means for the buildings here
67.2% of Sullivan's 2,699 buildings sit in USFS's Minimal exposure zone, with only 25.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Sullivan against the rest of the country
Within Indiana, Sullivan ranks higher (58th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sullivan ranks 28,137 for wildfire risk (1 is highest) and 5,932 by building count (1 is largest). Within Indiana alone, it ranks 406 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Sullivan and the insurance market
Sullivan's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 67.2% of buildings rated Minimal exposure, Sullivan gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,699 counted buildings into the percentiles shown above for Sullivan. For more on what minimal exposure implies beyond Sullivan, see the exposure-zones guide.