Sullivan City, TX
Sullivan City wildfire risk explained
Sullivan City sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,682 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sullivan City's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Sullivan City's building exposure, zone by zone
1,682 buildings are counted in Sullivan City, and 69.3% of them are Indirect exposure — ember-driven risk rather than the 30.7% in Direct exposure or the 0% rated Minimal.
How Sullivan City compares
Sullivan City's risk sits at a similar level relative to Texas (86th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sullivan City ranks 2,851 for wildfire risk (1 is highest) and 8,489 by building count (1 is largest). Within Texas alone, it ranks 249 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Sullivan City's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Sullivan City (69.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Sullivan City's figures come from
Sullivan City's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Sullivan City's dominant indirect exposure actually means, with real examples from across the dataset.