Sugar Grove, IL
Sugar Grove, IL's wildfire risk, in USFS's own numbers
Sugar Grove's 3,235 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sugar Grove at the 16th percentile, close to its 15th-percentile risk score.
What "at risk" means for the buildings here
84.6% of Sugar Grove's 3,235 buildings sit in USFS's Minimal exposure zone, with only 12.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Sugar Grove ranks
Compare Sugar Grove's two percentiles: 53rd within Illinois, only 15th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Sugar Grove ranks 26,814 for wildfire risk (1 is highest) and 5,125 by building count (1 is largest). Within Illinois alone, it ranks 679 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Sugar Grove's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Sugar Grove
With 84.6% of buildings rated Minimal exposure, Sugar Grove gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Sugar Grove's figures come from
Every one of the two percentiles behind Sugar Grove's 26,814-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sugar Grove's dominant minimal exposure actually means, with real examples from across the dataset.