Sugar City, ID
Sugar City wildfire risk explained
Sugar City's 632 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sugar City at the 19th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Sugar City's buildings actually sit
Sugar City rates 85.4% Minimal exposure against just 14.6% Direct and 0% Indirect — of 632 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Sugar City against the rest of the country
Inside Idaho, Sugar City sits at just the 3rd percentile even though it scores 20th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sugar City ranks 25,172 for wildfire risk (1 is highest) and 15,436 by building count (1 is largest). Within Idaho alone, it ranks 225 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Shopping for coverage in Sugar City
Sugar City's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 85.4% of Sugar City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Sugar City's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Sugar City, see the exposure-zones guide.