Sublette, IL
Sublette wildfire risk explained
USFS scores Sublette at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 317 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sublette at the 1st percentile, close to its 1st-percentile risk score.
Where Sublette's buildings actually sit
Most of Sublette's buildings (93.1% of 317) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Sublette ranks
There's little gap between Sublette's 1st national percentile and its 7th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sublette ranks 31,296 for wildfire risk (1 is highest) and 21,174 by building count (1 is largest). Within Illinois alone, it ranks 1,344 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Sublette's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 93.1% of buildings rated Minimal exposure, Sublette gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Sublette's figures come from
The methodology guide shows exactly how USFS turned 317 counted buildings into the percentiles shown above for Sublette. The exposure-zones guide covers what Sublette's dominant minimal exposure actually means, with real examples from across the dataset.