Subiaco, AR
How exposed is Subiaco to wildfire?
Subiaco sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 357 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Subiaco at the 79th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
76.5% of Subiaco's 357 buildings sit in USFS's Direct exposure zone, roughly 273 structures close enough to burnable vegetation for flame contact, not just embers — 23.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Subiaco against the rest of the country
Subiaco scores 75th nationally and 64th within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Subiaco ranks 7,903 for wildfire risk (1 is highest) and 20,121 by building count (1 is largest). Within Arkansas alone, it ranks 220 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Subiaco
At the 75th percentile nationally, Subiaco carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Subiaco's 76.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Subiaco's figures come from
Every one of the two percentiles behind Subiaco's 7,903-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Subiaco's dominant direct exposure actually means, with real examples from across the dataset.