Stuttgart, KS
Stuttgart wildfire risk explained
USFS's Wildfire Risk to Communities model puts Stuttgart at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 81 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stuttgart at the 50th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Stuttgart's building exposure, zone by zone
50.6% of Stuttgart's 81 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Stuttgart compares
Stuttgart's 52nd national percentile looks worse in isolation than its 35th ranking inside Kansas does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Stuttgart ranks 15,246 for wildfire risk (1 is highest) and 29,843 by building count (1 is largest). Within Kansas alone, it ranks 468 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Stuttgart's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Stuttgart (50.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Stuttgart's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Stuttgart, see the exposure-zones guide.