Stuttgart, AR
Stuttgart wildfire risk explained
Stuttgart sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 4,709 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stuttgart's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
What "at risk" means for the buildings here
Stuttgart rates 92% Minimal exposure against just 8% Direct and 0% Indirect — of 4,709 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Stuttgart compares
Stuttgart's risk sits at a similar level relative to Arkansas (7th percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stuttgart ranks 26,967 for wildfire risk (1 is highest) and 3,619 by building count (1 is largest). Within Arkansas alone, it ranks 573 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Stuttgart
Stuttgart's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 92% of Stuttgart outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Stuttgart's figures come from
Stuttgart's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stuttgart's dominant minimal exposure actually means, with real examples from across the dataset.