Sturgis, MI
Sturgis, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sturgis lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,500 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sturgis's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
What "at risk" means for the buildings here
86.5% of Sturgis's 4,500 buildings sit in USFS's Minimal exposure zone, with only 5.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Sturgis against the rest of the country
Sturgis's risk sits at a similar level relative to Michigan (14th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sturgis ranks 29,693 for wildfire risk (1 is highest) and 3,796 by building count (1 is largest). Within Michigan alone, it ranks 637 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Sturgis
At the 6th national percentile, Sturgis rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 86.5% of Sturgis outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sturgis's 29,693-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Sturgis, see the exposure-zones guide.