Sturbridge, MA
Sturbridge, MA's wildfire risk, in USFS's own numbers
USFS scores Sturbridge at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,070 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sturbridge's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Sturbridge's building exposure, zone by zone
Of Sturbridge's 1,070 counted buildings, 77.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Sturbridge against the rest of the country
Sturbridge's risk sits at a similar level relative to Massachusetts (37th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sturbridge ranks 24,078 for wildfire risk (1 is highest) and 11,461 by building count (1 is largest). Within Massachusetts alone, it ranks 156 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Sturbridge
Sturbridge's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Sturbridge (77.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Sturbridge's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sturbridge, see the exposure-zones guide.