Stuarts Draft, VA
Stuarts Draft wildfire risk explained
USFS's Wildfire Risk to Communities model puts Stuarts Draft at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 6,245 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stuarts Draft's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 57.8% of Stuarts Draft's buildings as Direct exposure, higher than its 41.9% Indirect share and far above its 0.3% Minimal share — a profile where 3,610 structures sit close enough to vegetation that lot clearing matters most. At 6,245 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Stuarts Draft compares
There's little gap between Stuarts Draft's 62nd national percentile and its 70th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stuarts Draft ranks 11,897 for wildfire risk (1 is highest) and 2,777 by building count (1 is largest). Within Virginia alone, it ranks 205 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Stuarts Draft and the insurance market
At the 62nd percentile nationally, Stuarts Draft carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Stuarts Draft
With 57.8% of Stuarts Draft in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stuarts Draft's 11,897-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Stuarts Draft, see the exposure-zones guide.