Struthers, OH
Struthers wildfire risk explained
Struthers's 6,321 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Struthers's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Struthers's buildings actually sit
Most of Struthers's buildings (64.8% of 6,321) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,321 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Struthers against the rest of the country
Within Ohio, Struthers ranks higher (67th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Struthers ranks 21,877 for wildfire risk (1 is highest) and 2,741 by building count (1 is largest). Within Ohio alone, it ranks 421 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Struthers's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Struthers
Even with 64.8% of Struthers outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Struthers's figures come from
Struthers's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Struthers's dominant minimal exposure actually means, with real examples from across the dataset.