Streetman, TX
How exposed is Streetman to wildfire?
Out of every US place USFS scores, Streetman lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 216 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Streetman at the 85th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Streetman's buildings actually sit
216 buildings are counted in Streetman, and 62% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Streetman ranks
There's little gap between Streetman's 84th national percentile and its 71st percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Streetman ranks 5,121 for wildfire risk (1 is highest) and 24,290 by building count (1 is largest). Within Texas alone, it ranks 521 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Streetman and the insurance market
Streetman's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Streetman's 62% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Streetman's figures come from
The methodology guide shows exactly how USFS turned 216 counted buildings into the percentiles shown above for Streetman. The exposure-zones guide covers what Streetman's dominant direct exposure actually means, with real examples from across the dataset.