Stratton, CO
Stratton wildfire risk explained
Stratton sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 498 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stratton at the 38th percentile, close to its 41st-percentile risk score.
Where Stratton's buildings actually sit
USFS puts 91.6% of Stratton's 498 buildings in the Indirect exposure zone, versus 8.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Stratton ranks
Stratton ranks lower within Colorado (9th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Stratton ranks 18,552 for wildfire risk (1 is highest) and 17,385 by building count (1 is largest). Within Colorado alone, it ranks 432 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Stratton
Stratton's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Stratton (91.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Stratton's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Stratton, see the exposure-zones guide.