Strathmore, NJ
Strathmore, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Strathmore at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,541 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Strathmore at the 60th percentile, close to its 61st-percentile risk score.
Where Strathmore's buildings actually sit
Indirect exposure is dominant in Strathmore (45.7% of 2,541 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 11.7% sit in the Direct zone.
Where Strathmore ranks
There's little gap between Strathmore's 61st national percentile and its 70th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Strathmore ranks 12,455 for wildfire risk (1 is highest) and 6,223 by building count (1 is largest). Within New Jersey alone, it ranks 214 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Strathmore's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Strathmore
Because 45.7% of Strathmore's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Strathmore's figures come from
The methodology guide shows exactly how USFS turned 2,541 counted buildings into the percentiles shown above for Strathmore. The exposure-zones guide covers what Strathmore's dominant indirect exposure actually means, with real examples from across the dataset.