Strathmore, CA
Strathmore wildfire risk explained
USFS's Wildfire Risk to Communities model puts Strathmore at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,045 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Strathmore at the 88th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Strathmore's buildings actually sit
79.7% of Strathmore's 1,045 buildings sit in USFS's Minimal exposure zone, with only 20.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Strathmore ranks
Strathmore ranks lower within California (53rd percentile statewide) than its 86th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Strathmore ranks 4,275 for wildfire risk (1 is highest) and 11,621 by building count (1 is largest). Within California alone, it ranks 734 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Strathmore's 86th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Strathmore's 79.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,045 counted buildings into the percentiles shown above for Strathmore. For more on what minimal exposure implies beyond Strathmore, see the exposure-zones guide.