Strathmoor Manor, KY
Strathmoor Manor wildfire risk explained
Strathmoor Manor sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 203 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Strathmoor Manor at the 13th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 79.8% of Strathmoor Manor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Strathmoor Manor against the rest of the country
There's little gap between Strathmoor Manor's 11th national percentile and its 13th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Strathmoor Manor ranks 28,111 for wildfire risk (1 is highest) and 24,732 by building count (1 is largest). Within Kentucky alone, it ranks 485 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Strathmoor Manor
Strathmoor Manor's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 79.8% of Strathmoor Manor outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Strathmoor Manor's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Strathmoor Manor, see the exposure-zones guide.