Stratford, WI
Stratford wildfire risk explained
Stratford sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,012 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stratford's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Where Stratford's buildings actually sit
Indirect exposure is dominant in Stratford (55.3% of 1,012 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.5% sit in the Direct zone.
Stratford against the rest of the country
Stratford's 41st-percentile standing inside Wisconsin outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stratford ranks 24,316 for wildfire risk (1 is highest) and 11,850 by building count (1 is largest). Within Wisconsin alone, it ranks 475 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Stratford
Stratford's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Stratford (55.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Stratford's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Stratford, see the exposure-zones guide.