Stratford Downtown, CT
Stratford Downtown, CT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Stratford Downtown at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 663 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stratford Downtown's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Stratford Downtown's buildings actually sit
Most of Stratford Downtown's buildings (97.4% of 663) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Stratford Downtown ranks
Stratford Downtown's 48th-percentile standing inside Connecticut outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stratford Downtown ranks 21,674 for wildfire risk (1 is highest) and 15,025 by building count (1 is largest). Within Connecticut alone, it ranks 112 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Shopping for coverage in Stratford Downtown
Stratford Downtown's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Stratford Downtown's 97.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 663 counted buildings into the percentiles shown above for Stratford Downtown. For more on what minimal exposure implies beyond Stratford Downtown, see the exposure-zones guide.