Stoutsville, MO
Stoutsville wildfire risk explained
Stoutsville's 70 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stoutsville at the 65th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stoutsville's building exposure, zone by zone
Of Stoutsville's 70 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Stoutsville ranks
Stoutsville's risk sits at a similar level relative to Missouri (64th percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stoutsville ranks 11,634 for wildfire risk (1 is highest) and 30,282 by building count (1 is largest). Within Missouri alone, it ranks 388 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Stoutsville
At the 63rd percentile nationally, Stoutsville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Stoutsville (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stoutsville's figures come from
Stoutsville's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stoutsville's dominant direct exposure actually means, with real examples from across the dataset.