Stoutland, MO
Stoutland wildfire risk explained
Stoutland's 162 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stoutland at the 87th percentile, close to its 85th-percentile risk score.
Stoutland's building exposure, zone by zone
USFS classifies 66.1% of Stoutland's buildings as Direct exposure, higher than its 34% Indirect share and far above its 0% Minimal share — a profile where 107 structures sit close enough to vegetation that lot clearing matters most.
Where Stoutland ranks
There's little gap between Stoutland's 85th national percentile and its 99th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stoutland ranks 4,894 for wildfire risk (1 is highest) and 26,343 by building count (1 is largest). Within Missouri alone, it ranks 7 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Stoutland and the insurance market
At the 85th percentile nationally, Stoutland carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Stoutland
Because Direct exposure dominates in Stoutland (66.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stoutland's figures come from
Every one of the two percentiles behind Stoutland's 4,894-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Stoutland's dominant direct exposure actually means, with real examples from across the dataset.