Stouchsburg, PA
How exposed is Stouchsburg to wildfire?
USFS's Wildfire Risk to Communities model puts Stouchsburg at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 360 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stouchsburg at the 6th percentile, close to its 5th-percentile risk score.
Where Stouchsburg's buildings actually sit
Stouchsburg rates 63.3% Minimal exposure against just 36.7% Direct and 0% Indirect — of 360 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Stouchsburg ranks
There's little gap between Stouchsburg's 5th national percentile and its 3rd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stouchsburg ranks 29,893 for wildfire risk (1 is highest) and 20,069 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,942 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Stouchsburg's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 63.3% of Stouchsburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Stouchsburg's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Stouchsburg, see the exposure-zones guide.