Stormstown, PA
How exposed is Stormstown to wildfire?
USFS scores Stormstown at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,285 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stormstown at the 51st percentile, close to its 51st-percentile risk score.
Stormstown's building exposure, zone by zone
Of Stormstown's 1,285 counted buildings, 94.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Stormstown compares
Compare Stormstown's two percentiles: 85th within Pennsylvania, only 51st nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Stormstown ranks 15,332 for wildfire risk (1 is highest) and 10,164 by building count (1 is largest). Within Pennsylvania alone, it ranks 308 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Stormstown's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 94.6% of Stormstown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Stormstown's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Stormstown, see the exposure-zones guide.