Storden, MN
How exposed is Storden to wildfire?
USFS scores Storden at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 209 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Storden's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
83.3% of Storden's 209 buildings sit in USFS's Minimal exposure zone, with only 16.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Storden against the rest of the country
There's little gap between Storden's 31st national percentile and its 38th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Storden ranks 21,685 for wildfire risk (1 is highest) and 24,517 by building count (1 is largest). Within Minnesota alone, it ranks 571 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Storden and the insurance market
Storden's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Storden
Even with 83.3% of Storden outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Storden's 21,685-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Storden, see the exposure-zones guide.