Stony River, AK
How exposed is Stony River to wildfire?
Out of every US place USFS scores, Stony River lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 28 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stony River at the 90th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Stony River's buildings actually sit
100% of Stony River's 28 buildings sit in USFS's Direct exposure zone, roughly 28 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Stony River against the rest of the country
There's little gap between Stony River's 93rd national percentile and its 81st percentile inside Alaska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stony River ranks 2,161 for wildfire risk (1 is highest) and 31,378 by building count (1 is largest). Within Alaska alone, it ranks 62 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
Stony River's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Stony River
With 100% of Stony River in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Stony River's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Stony River, see the exposure-zones guide.