Stony Prairie, OH
Stony Prairie, OH's wildfire risk, in USFS's own numbers
Stony Prairie sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 951 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stony Prairie at the 3rd percentile, close to its 3rd-percentile risk score.
Stony Prairie's building exposure, zone by zone
USFS classifies 93.9% of Stony Prairie's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Stony Prairie compares
Compare Stony Prairie's two percentiles: 18th within Ohio, only 3rd nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Stony Prairie ranks 30,557 for wildfire risk (1 is highest) and 12,303 by building count (1 is largest). Within Ohio alone, it ranks 1,034 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Stony Prairie's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 93.9% of Stony Prairie outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stony Prairie's 30,557-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Stony Prairie, see the exposure-zones guide.