Stony Point, NY
How exposed is Stony Point to wildfire?
Stony Point sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,831 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stony Point's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Stony Point's building exposure, zone by zone
53.1% of Stony Point's 4,831 buildings sit in USFS's Minimal exposure zone, with only 19.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Stony Point ranks
Stony Point's 93rd-percentile standing inside New York outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Stony Point ranks 16,178 for wildfire risk (1 is highest) and 3,534 by building count (1 is largest). Within New York alone, it ranks 95 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Stony Point and the insurance market
Stony Point's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Stony Point
With 53.1% of buildings rated Minimal exposure, Stony Point gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Stony Point's 16,178-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Stony Point, see the exposure-zones guide.