Stony Point, NC
How exposed is Stony Point to wildfire?
Stony Point's 886 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stony Point's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Where Stony Point's buildings actually sit
Of Stony Point's 886 counted buildings, 68.9% carry Direct exposure and only 11.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Stony Point against the rest of the country
Stony Point's 34th national percentile looks worse in isolation than its 6th ranking inside North Carolina does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Stony Point ranks 20,930 for wildfire risk (1 is highest) and 12,846 by building count (1 is largest). Within North Carolina alone, it ranks 729 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Stony Point
Stony Point's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Stony Point (68.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stony Point's figures come from
Stony Point's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Stony Point's dominant direct exposure actually means, with real examples from across the dataset.