Stony Creek, VA
How exposed is Stony Creek to wildfire?
Stony Creek's 204 buildings earn a 46th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stony Creek at the 46th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Stony Creek's building exposure, zone by zone
USFS puts 75% of Stony Creek's 204 buildings in the Indirect exposure zone, versus 25% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Stony Creek ranks
Stony Creek's risk sits at a similar level relative to Virginia (46th percentile statewide) as it does nationally (46th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stony Creek ranks 17,068 for wildfire risk (1 is highest) and 24,711 by building count (1 is largest). Within Virginia alone, it ranks 370 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Stony Creek
Stony Creek's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 75% of Stony Creek's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 204 counted buildings into the percentiles shown above for Stony Creek. For more on what indirect exposure implies beyond Stony Creek, see the exposure-zones guide.