Stonington, IL
How exposed is Stonington to wildfire?
USFS scores Stonington at the 0th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 617 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stonington's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Where Stonington's buildings actually sit
Stonington rates 96.1% Minimal exposure against just 3.9% Direct and 0% Indirect — of 617 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Stonington against the rest of the country
Stonington's risk sits at a similar level relative to Illinois (3rd percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stonington ranks 31,454 for wildfire risk (1 is highest) and 15,603 by building count (1 is largest). Within Illinois alone, it ranks 1,414 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Stonington
Stonington's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Stonington's 96.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Stonington's figures come from
The methodology guide shows exactly how USFS turned 617 counted buildings into the percentiles shown above for Stonington. The exposure-zones guide covers what Stonington's dominant minimal exposure actually means, with real examples from across the dataset.