Stonewood, WV
Stonewood wildfire risk explained
Out of every US place USFS scores, Stonewood lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,090 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stonewood at the 37th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Stonewood's buildings actually sit
Most of Stonewood's buildings (88.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Stonewood ranks
Stonewood's 36th national percentile looks worse in isolation than its 7th ranking inside West Virginia does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Stonewood ranks 20,156 for wildfire risk (1 is highest) and 11,343 by building count (1 is largest). Within West Virginia alone, it ranks 401 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Stonewood's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Stonewood
Stonewood's 88.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Stonewood's 20,156-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Stonewood, see the exposure-zones guide.