Stonewall, TX
How exposed is Stonewall to wildfire?
Stonewall sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 671 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stonewall's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Stonewall's building exposure, zone by zone
671 buildings are counted in Stonewall, and 91.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Stonewall compares
Stonewall scores 85th nationally and 74th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Stonewall ranks 4,680 for wildfire risk (1 is highest) and 14,962 by building count (1 is largest). Within Texas alone, it ranks 471 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Stonewall and the insurance market
Stonewall's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Stonewall
Because Direct exposure dominates in Stonewall (91.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stonewall's figures come from
The methodology guide shows exactly how USFS turned 671 counted buildings into the percentiles shown above for Stonewall. The exposure-zones guide covers what Stonewall's dominant direct exposure actually means, with real examples from across the dataset.