Stonewall, OK
Stonewall, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Stonewall at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 367 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Stonewall's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
What "at risk" means for the buildings here
USFS puts 51.8% of Stonewall's 367 buildings in the Indirect exposure zone, versus 48.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Stonewall compares
Inside Oklahoma, Stonewall sits at just the 60th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Stonewall ranks 2,433 for wildfire risk (1 is highest) and 19,930 by building count (1 is largest). Within Oklahoma alone, it ranks 341 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Stonewall
Stonewall's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Stonewall (51.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Stonewall's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Stonewall, see the exposure-zones guide.