Stonewall Gap, CO
How exposed is Stonewall Gap to wildfire?
USFS's Wildfire Risk to Communities model puts Stonewall Gap at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 152 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Stonewall Gap at the 93rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Stonewall Gap's building exposure, zone by zone
Direct exposure dominates in Stonewall Gap: 100% of its 152 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Stonewall Gap compares
Stonewall Gap's risk sits at a similar level relative to Colorado (87th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Stonewall Gap ranks 1,068 for wildfire risk (1 is highest) and 26,790 by building count (1 is largest). Within Colorado alone, it ranks 64 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Stonewall Gap and the insurance market
At the 97th percentile nationally, Stonewall Gap carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Stonewall Gap
Because Direct exposure dominates in Stonewall Gap (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Stonewall Gap's figures come from
The methodology guide shows exactly how USFS turned 152 counted buildings into the percentiles shown above for Stonewall Gap. The exposure-zones guide covers what Stonewall Gap's dominant direct exposure actually means, with real examples from across the dataset.